Stamp Duty Calculator Victoria 2026
Transfer duty rates, first home buyer concessions, and foreign buyer surcharges for Victoria — updated for the 2025-2026 financial year.
Calculate Your VIC Stamp Duty
Enter your purchase price to get an instant stamp duty estimate for Victoria.
How Is Stamp Duty Calculated in Victoria?
Stamp duty — officially called transfer duty or conveyance duty — is a state government tax payable when you purchase property in Victoria. The amount is calculated on the greater of the purchase price or the property's market value, using a tiered rate structure. Higher property values attract progressively higher marginal rates, meaning the effective rate increases as the purchase price rises.
In VIC, stamp duty applies to the transfer of all real property including houses, apartments, vacant land, and commercial premises. The rates below apply to standard residential purchases (not off-the-plan or concessional transactions). Investment properties pay the full general rate — first home buyer concessions do not apply.
VIC Stamp Duty Rates 2025-2026
The following table shows the current general transfer duty rates for Victoria for the 2025-2026 financial year.
| Property Value From | To | Rate |
|---|---|---|
| $0 | $25,000 | 1.4% |
| $25,001 | $130,000 | $350 + 2.4% of excess over $25,000 |
| $130,001 | $960,000 | $2,870 + 6.0% of excess over $130,000 |
| $960,001 | $2,000,000 | $52,670 + 5.5% of excess over $960,000 |
| $2,000,001 | and above | 6.5% of total value (premium duty) |
Rates are approximate and based on publicly available information for the 2025-2026 financial year. Always verify with the Victoria revenue office before settlement.
Example: Stamp Duty on a $750,000 Property in VIC
Purchase Price
$750,000
Stamp Duty
$40,070
Effective Rate
5.34%
On a $750,000 investment property in Victoria, you would pay approximately $40,070 in stamp duty, representing an effective rate of 5.34% of the purchase price. This is payable as a lump sum — it cannot be added to your mortgage. Remember to budget for this cost on top of your deposit, legal fees, and other settlement costs.
First Home Buyer Stamp Duty Exemptions in VIC
Victoria provides stamp duty exemptions for first home buyers purchasing properties valued up to $600,000 and concessions for properties between $600,000 and $750,000. The concession is calculated on a sliding scale, reducing as the property value approaches $750,000. These exemptions apply to both new and existing homes used as a principal place of residence. Victoria also offers off-the-plan concessions where duty is calculated on the land value rather than the total contract price, potentially saving tens of thousands of dollars on apartment purchases.
Note that first home buyer concessions apply only to owner-occupied purchases — if you are buying an investment property, the full general rates shown above apply. You cannot combine first home buyer concessions with investment property purchases, even if this is your first property.
Foreign Buyer Stamp Duty Surcharge in VIC
Foreign purchasers in Victoria pay an 8% surcharge on top of standard transfer duty. On a $750,000 investment property, the foreign surcharge alone adds $60,000, bringing the total stamp duty to approximately $100,070. Victoria has some of the highest combined rates for foreign buyers in Australia.
When Is Stamp Duty Paid in Victoria?
In Victoria, stamp duty (land transfer duty) must be paid before the transfer of land can be registered with Land Use Victoria. It is typically arranged at settlement through your conveyancer. If you are purchasing off the plan, duty is due 30 days after the earlier of settlement or possession. Late payment incurs penalty tax and interest.
Stamp duty is a significant upfront cost that must be factored into your purchase budget alongside the deposit, legal fees, building inspections, and loan establishment costs. Unlike ongoing expenses, stamp duty cannot be claimed as an annual tax deduction. However, it forms part of the property's cost base for capital gains tax (CGT) purposes, reducing your taxable capital gain when you eventually sell.
Additional Notes for VIC Stamp Duty
Victoria has a particularly steep duty scale, especially for properties between $130,000 and $960,000 where the marginal rate is 6.0%. For premium properties above $2 million, a flat rate of 6.5% applies to the entire purchase price — not just the excess — making it one of the most expensive states for high-value property purchases.
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The information on this page is for general guidance only and may not reflect the most recent legislative changes. Stamp duty rates are approximate for the 2025-2026 financial year. Always consult a qualified conveyancer or the Victoria revenue office for exact figures before making financial decisions.