Stamp Duty Calculator Queensland 2026

How Is Stamp Duty Calculated in Queensland?

Stamp duty — officially called transfer duty or conveyance duty — is a state government tax payable when you purchase property in Queensland. The amount is calculated on the greater of the purchase price or the property's market value, using a tiered rate structure. Higher property values attract progressively higher marginal rates, meaning the effective rate increases as the purchase price rises.

In QLD, stamp duty applies to the transfer of all real property including houses, apartments, vacant land, and commercial premises. The rates below apply to standard residential purchases (not off-the-plan or concessional transactions). Investment properties pay the full general rate — first home buyer concessions do not apply.

QLD Stamp Duty Rates 2025-2026

The following table shows the current general transfer duty rates for Queensland for the 2025-2026 financial year.

Rates are approximate and based on publicly available information for the 2025-2026 financial year. Always verify with the Queensland revenue office before settlement.

Example: Stamp Duty on a $750,000 Property in QLD

On a $750,000 investment property in Queensland, you would pay approximately $26,775 in stamp duty, representing an effective rate of 3.57% of the purchase price. This is payable as a lump sum — it cannot be added to your mortgage. Remember to budget for this cost on top of your deposit, legal fees, and other settlement costs.

First Home Buyer Stamp Duty Exemptions in QLD

Queensland offers a first home concession for homes valued up to $700,000, and a first home vacant land concession for land up to $500,000. For homes under $550,000, the concession can reduce duty to nil. The concession tapers off between $550,000 and $700,000 on a sliding scale. These concessions apply to the purchase of a home (or land to build on) that will be the buyer's principal place of residence. Queensland also offers the First Home Owner Grant of $30,000 for new homes valued under $750,000.

Note that first home buyer concessions apply only to owner-occupied purchases — if you are buying an investment property, the full general rates shown above apply. You cannot combine first home buyer concessions with investment property purchases, even if this is your first property.

Foreign Buyer Stamp Duty Surcharge in QLD

Foreign buyers in Queensland pay an additional 8% surcharge (AFAD — Additional Foreign Acquirer Duty) on top of standard transfer duty. On a $750,000 property, this adds $60,000 to the stamp duty bill. The surcharge applies to foreign individuals, foreign corporations, and trustees of foreign trusts as defined under the Duties Act 2001.

When Is Stamp Duty Paid in Queensland?

In Queensland, transfer duty is payable within 30 days of settlement (or 30 days after the liability arises, whichever is earlier). Your solicitor or conveyancer lodges the transfer documents with the Queensland Office of State Revenue and arranges payment. Interest accrues on late payments.

Stamp duty is a significant upfront cost that must be factored into your purchase budget alongside the deposit, legal fees, building inspections, and loan establishment costs. Unlike ongoing expenses, stamp duty cannot be claimed as an annual tax deduction. However, it forms part of the property's cost base for capital gains tax (CGT) purposes, reducing your taxable capital gain when you eventually sell.

Related Property Calculators

Stamp duty is just one part of the cost of acquiring an investment property. Use our other free calculators to understand the full financial picture.

Stamp Duty in Other States

Considering properties in other states? Compare stamp duty rates across Australia.